Jerome Davis Terry


A Dermott man who fraudulently used his imprisoned son’s identification to obtain an $11,145 student loan to attend the University of Arkansas at Monticello College of Technology at McGehee was sentenced this week to two years in prison with eight additional years suspended.

Jerome Davis Terry, 41, was also ordered to pay $6,359 restitution to the University of Arkansas at Monticello for cash he received from the student loan.

In late February 2014, a University of Arkansas at Monticello employee received a telephone call informing her that there was a student attending the university under a fraudulent name: Jarell Davis Terry.

Jarell Davis Terry is in the Arkansas Department of Correction and has been since 2011. The student was Jarell Davis Terry’s father, Jerome Davis Terry.

Jerome Terry admitted that he used his son’s name to obtain the student loan, according to Arkansas State Police Special Agent Rick McKelvey’s case notes of his interview of Terry.

“I’m doing it for him (Jarell) so when he gets out he can set off on a career; a vocational trade skill,” Terry told McKelvey.

“My benefit,” he said, “it’s not that I’m getting the cash. The cash, I pay for me and him to be able to live when he gets out. That’s how I use the money. I don’t drink. I don’t do drugs. I send him money while he is locked up and I’m trying to save money to buy a house for when he gets out so we can live. His mother got murdered in Dallas.”

Tenth Judicial District Prosecutor Thomas Deen charged Jerome Terry with financial identity fraud and second-degree forgery.

Jerome Terry pleaded guilty on Monday and Circuit Judge Bynum Gibson sentenced him to two years in prison and eight additional years suspended. Gibson also ordered him to pay UAM restitution in the amount of $6,359, the cash refunded to him from the loan. The restitution must be paid upon his release from prison during his 8-year suspended sentence.